President Donald Trump has signalled strong interest in Australia’s Superannuation framework, describing the compulsory, employer-funded retirement savings model as a potential guide for America’s long-term pension reform.

His comments come as the United States continues to confront mounting pressure on Social Security, which faces a significant funding gap within the next decade.

Australia’s system requires employers to contribute a mandated share of workers’ wages into privately managed retirement accounts.

The model has grown into one of the world’s largest pension pools and is widely credited with bolstering national savings while reducing reliance on government-funded pensions.

Trump highlighted those strengths, saying a structured, savings-driven framework could help reinforce financial security for future generations of American retirees.

Analysts note, however, that implementing such a system in the U.S. would face steep political and cultural resistance.

Many employers are not obligated to offer retirement programs, and workers are accustomed to voluntary participation rather than compulsory contributions.

Any proposal requiring mandatory employer payments would likely draw opposition from business groups and would demand broad bipartisan cooperation — a rarity in Washington’s current climate.

Supporters of reform argue that the United States must consider bold structural changes, especially as demographic trends place increasing strain on public retirement funds.

They point to Australia’s decades-long success as evidence that compulsory savings can stabilise national pension systems and deliver stronger retirement outcomes.

For now, the discussion reflects an emerging debate in U.S. policy circles about whether a more disciplined, savings-centred approach — similar to Australia’s — could help secure America’s financial future.

Whether such a transformation can overcome political obstacles remains an open question.